Use the power of P2P Lending to earn high returns

Offers upto 12% p.a.

  • Return Rates from 8.25% up to 12% pa
  • Generate a Secondary Monthly Income
  • Join 2 Lakh+ Individual Lenders
  • Choice of Plan to suit your needs

What's In It For You As A Lender?

P2P Lending allows you as an individual to invest in loans and make returns in the form of interest. Interested lenders pool in their money and authorize Faircent to disburse this into a diverse mix of loans and loan products offered to borrowers who as per Faircent’s algorithms.The loans are extended to borrowers on Faircent only after they have been thoroughly assessed for their stability, ability and intent to repay across 120+ parameters and properly verified have the repaying capacity to provide aggregate returns of up to 12% p.a.

  • Choice of Fixed Term, Monthly Income & On-Demand Plans
  • Non-Volatile Returns not linked to equity markets
  • Advanced Investment Mechanism using Data Analytics
  • Performance Linked Portfolio Management Fee
  • Continuous Portfolio Monitoring & Recalibration
  • Complete transparency & real time portfolio updates
  • Analytics based Collections with strong Recovery process
  • Vastly diversified loan portfolio with only creditworthy borrowers

What is P2P Lending?

Peer-to-Peer Lending is a new method of debt financing that’s regulated by the Reserve Bank of India (RBI), which allows you to lend and borrow money without the involvement of a financial institution. Being an online portal, P2P Lending generally operates with lower overhead costs as compared to traditional financial institutions or banks. As a result, borrowers can borrow money at lower interest rates and lenders can earn higher returns.

How Is It Better Than Other Investment Options?

The annual returns from Saving Accounts are at 3.5% p.a., PPF & NSC at 7.6% p.a. and FDs at 7-8% p.a. These returns are lower or at par with the average inflation rate (6.07% p.a.). Real Estate requires very heavy investments, Stock Markets are extremely volatile and require investors with high risk appetites whereas Mutual Funds need long-term investments in order to generate high returns.

If you are looking for an optimal way to meet your future financial needs, invest in P2P Lending and earn high returns.

Brought to you by (Fairassets Technologies India Pvt Ltd.) is India’s largest peer to peer lending website which caters to retail and business loans. It is India’s first P2P lending platform to be certified as an NBFC-P2P by the RBI. is an online platform where people who have spare money lend it directly to people who want to borrow, thereby eliminating intermediaries and the margins they used to make. It continuously innovates and provides new product offerings to its lenders and borrowers enabling faster and more efficient transactions.

Awards & Recognitions is recognised in India and the world over for its tremendous potential as a P2P Lending platform.